Live Commodity Data

Gold Rate in Pakistan Today

24K • 22K • 21K • 18K Per Tola, Gram & Ounce Karachi · Lahore · Islamabad · All Cities
24K — Per Tola
Rs 430,000
Sarafa Benchmark
22K — Per Tola
Rs 394,167
Sarafa Benchmark
24K — Per Gram
Rs 36,866
Sarafa Benchmark
XAU/USD Spot
$4,144.13
International Spot
Updated: 20 Oct 2026, 09:05 PKT

Today's Rates

Gold Rate in Pakistan Today — Full Table

Pakistan's gold rate is set daily by the Sarafa Association and differs from the international XAU/USD spot price. We show both side-by-side so you always know the true market context.

KaratInternational Spot RatePakistan Sarafa Benchmark
Per GramPer 10gPer TolaPer GramPer 10gPer Tola
24K 99.9%Rs 36,867Rs 368,666Rs 430,005Rs 36,866Rs 368,660Rs 430,000
22K 91.7%Rs 33,794Rs 337,944Rs 394,171Rs 33,794Rs 337,940Rs 394,167
21K 87.5%Rs 32,258Rs 322,583Rs 376,254Rs 32,258Rs 322,580Rs 376,250
18K 75.0%Rs 27,650Rs 276,500Rs 322,504Rs 27,650Rs 276,500Rs 322,500
Spot rate computed from XAU/USD × USD/PKR open-market rate. Sarafa benchmark from Pakistan Sarafa Association daily bulletin. Last updated: 20 Oct 2026, 09:05 PKT
International Spot (auto-computed) Pakistan Sarafa Benchmark (daily)
24K Per Ounce: Rs 1,146,668 • 1 Troy Ounce = 31.1035g

Gold Value Tool

Gold Rate Calculator — Pakistan

Enter the weight and karat of your gold to get its current value in Pakistani Rupees using today's Sarafa benchmark rate.

Estimated Value (Sarafa Benchmark)
Zakat Nisab on Gold
Rs 3,225,000
Nisab = 7.5 tolas (87.48g) of 24K gold. Holdings exceeding this require 2.5% Zakat annually. Based on today's Sarafa rate.

By City

Gold Rate by City in Pakistan Today

Gold rates carry a small genuine regional variance — Karachi is the Sarafa benchmark origin, and remote regions carry a modest logistics premium.

Karachi
Rs 430,000 / tola
24K • Sarafa benchmark origin
Lahore
Rs 430,050 / tola
24K • Rang Mahal jewellery market
Faisalabad
Rs 430,100 / tola
24K • Punjab central market
Islamabad / Rawalpindi
Rs 430,100 / tola
24K • Twin-city Sarafa rate
Hyderabad
Rs 430,150 / tola
24K • Sindh regional market
Peshawar
Rs 430,150 / tola
24K • Khyber gold market
Quetta
Rs 430,200 / tola
24K • Balochistan benchmark
Sialkot
Rs 430,200 / tola
24K • Punjab benchmark
Multan
Rs 430,250 / tola
24K • South Punjab market
Gujranwala
Rs 430,300 / tola
24K • Punjab benchmark
Sukkur
Rs 430,300 / tola
24K • Upper Sindh market
Azad Kashmir
Rs 430,300 / tola
24K • Regional transport premium
Muzaffarabad
Rs 430,300 / tola
24K • Regional transport premium
Gilgit
Rs 430,350 / tola
24K • Remote — highest logistics cost
Skardu
Rs 430,400 / tola
24K • Remote — highest logistics cost

* City variance reflects transport/logistics cost from Karachi Sarafa. Making charges vary further by individual jeweller. Always request a bill separating metal cost from making charges.

Price History

Gold Rate in Pakistan — Last 30 Days

Date24K Tola (Sarafa)22K Tola (Sarafa)24K Spot (International)Change (24K)
20 Oct 2026 (Today)Rs 430,000Rs 394,167Rs 430,005—
19 Oct 2026Rs 430,000Rs 394,167Rs 429,624—
18 Oct 2026Rs 430,000Rs 394,167Rs 432,741+Rs 600
17 Oct 2026Rs 429,400Rs 393,617Rs 432,756—
16 Oct 2026Rs 429,400Rs 393,617Rs 432,956−Rs 2,600
15 Oct 2026Rs 432,000Rs 396,000Rs 430,817—
14 Oct 2026Rs 432,000Rs 396,000Rs 423,475—
13 Oct 2026Rs 432,000Rs 396,000Rs 431,922−Rs 1,000
12 Oct 2026Rs 433,000Rs 396,917Rs 432,585—
11 Oct 2026Rs 433,000Rs 396,917Rs 435,483—
10 Oct 2026Rs 433,000Rs 396,917Rs 435,515+Rs 1,000
9 Oct 2026Rs 432,000Rs 396,000Rs 435,481+Rs 5,000
8 Oct 2026Rs 427,000Rs 391,417Rs 427,875+Rs 1,400
7 Oct 2026Rs 425,600Rs 390,133Rs 425,854−Rs 3,600
6 Oct 2026Rs 429,200Rs 393,433Rs 432,910−Rs 600
5 Oct 2026Rs 429,800Rs 393,983Rs 429,650−Rs 600
4 Oct 2026Rs 430,400Rs 394,533Rs 430,020—
3 Oct 2026Rs 430,400Rs 394,533Rs 430,004—
2 Oct 2026Rs 430,400Rs 394,533Rs 429,426—
1 Oct 2026Rs 430,400Rs 394,533Rs 432,998+Rs 200
30 Sep 2026Rs 430,200Rs 394,350Rs 431,817+Rs 1,000
29 Sep 2026Rs 429,200Rs 393,433Rs 431,659+Rs 1,600
28 Sep 2026Rs 427,600Rs 391,967Rs 427,899−Rs 14,800
27 Sep 2026Rs 442,400Rs 405,533Rs 445,071−Rs 11,200
26 Sep 2026Rs 453,600Rs 415,800Rs 444,974+Rs 1,000
25 Sep 2026Rs 452,600Rs 414,883Rs 446,344−Rs 600
24 Sep 2026Rs 453,200Rs 415,433Rs 443,965+Rs 400
23 Sep 2026Rs 452,800Rs 415,067Rs 446,011−Rs 6,000
22 Sep 2026Rs 458,800Rs 420,567Rs 450,079−Rs 5,800
21 Sep 2026Rs 464,600Rs 425,883Rs 452,684—

Market Fundamentals

What Drives the Gold Rate in Pakistan Today?

Pakistan's gold rate is not set in isolation — it is the product of three interconnected forces that interact every trading day.

1. International XAU/USD Spot Price

Gold is a globally traded commodity priced in US dollars per troy ounce. When the international spot price rises or falls, Pakistan's Sarafa Association adjusts the local rate on the following morning's bulletin.

2. USD/PKR Exchange Rate

Because international gold is priced in dollars, every movement in the rupee against the dollar amplifies or dampens the local gold rate. Since 2021, the Pakistani rupee has lost roughly 60% of its value against the dollar. This PKR depreciation is the single biggest structural reason why gold in Pakistan now costs over Rs 4,00,000 per tola.

3. Pakistan Sarafa Association Daily Bulletin

The Karachi Sarafa Bazaar publishes the official local benchmark rate each morning. All major cities — Lahore, Islamabad, Rawalpindi, Peshawar, Faisalabad, Multan, Quetta — adopt this rate as their standard.

Gold Purity

24K, 22K, 21K, 18K Gold — What Do Karats Mean?

Karat measures the proportion of pure gold in an alloy. In Pakistan, jewellery is predominantly 22K while investment gold bars are 24K.

KaratHallmarkPurityVisualCommon Use in Pakistan
24K99999.9%Gold bars & investment — too soft for jewellery
22K91691.7%Mainstream jewellery — bridal sets, bangles, necklaces
21K87587.5%Daily-wear jewellery, Gulf-influenced market standard
18K75075.0%Studded jewellery & rings — higher durability

Jewellery Buyer's Guide

Ratti, Masha, Tola — And the Hidden Cost of Kat

Understanding Pakistan's traditional gold weight units — and the jeweller's deduction system called kat — can save you thousands of rupees.

Weight Units

  • Tola — 11.6638 grams — the standard unit for gold pricing in Pakistan
  • Masha — 0.9720 grams (1 tola = 12 masha)
  • Ratti — 0.1215 grams (1 masha = 8 ratti)

What is Kat?

When you sell gold jewellery, the jeweller applies a deduction called kat — a per-masha adjustment that accounts for the copper or silver alloy mixed into the gold, polish, and non-gold elements.

Real-World Kat Example (5 tolas, 22K)

  • 5 tolas = 60 masha
  • Minimum kat = 1 ratti per masha = 60 ratti total
  • 60 ratti = 0.625 tola deducted
  • You are paid for only 4.375 tolas — not 5

How to Protect Yourself

  • Request a written slip showing weight, karat, kat applied, and metal value separately
  • Compare with at least two jewellers before selling
  • For plain gold with no stones, negotiate kat down from 1 ratti/masha
  • For purchases, always ask for making charges as a separate line item

Investment Comparison

Physical Gold vs Online Gold Trading in Pakistan

Pakistanis have stored wealth in physical gold for generations. But physical gold comes with costs and risks that online gold trading (XAU/USD CFDs) eliminates entirely.

FactorPhysical GoldOnline Gold Trading (IQ Option)
Making charges & kat✗ 10–15% added cost✓ None — zero making charges
Storage & security risk✗ Theft, locker fees✓ Digital — no physical storage
Minimum to start✗ ~Rs 36,000 (1 gram)✓ From $10 (≈ Rs 2,800)
Exposure to XAU/USD✓ Full exposure✓ Full exposure via CFD
PKR depreciation hedge✓ Yes (local price rises)✓ Yes (USD-denominated position)
Liquidity✗ Depends on jeweller & hours✓ Instant, 24/5
Islamic (Swap-Free) account✓ Halal by nature✓ Swap-free account available

IQ Option offers XAU/USD CFD trading with full exposure to gold price movements — no physical purchase, storage, or insurance required. Accessible from a $10 minimum deposit.

Start Trading Gold on IQ Option →

Free demo account with $10,000 virtual balance. Swap-free Islamic account available. CFD trading involves significant risk — only invest funds you can afford to lose.

Frequently Asked Questions

Gold Rate Pakistan — FAQ

What is the gold rate in Pakistan today per tola?
The gold rate in Pakistan today is Rs 430,000 per tola for 24K (pure) gold and Rs 394,167 per tola for 22K gold, based on the Pakistan Sarafa Association daily benchmark. Rates are updated each morning by the Karachi Sarafa Bazaar and apply nationally across all cities.
What is the 22K gold price in Pakistan today?
The 22K gold price today is Rs 394,167 per tola, Rs 33,794 per gram, and Rs 337,940 per 10 grams. 22K gold (hallmark 916) contains 91.67% pure gold and is the most common karat for bridal jewellery and bangles across Pakistan.
How much is 1 tola of gold in Pakistan? What is a tola in grams?
1 tola of 24K gold today is Rs 430,000 (Sarafa benchmark). A tola is a traditional South Asian weight unit equal to 11.6638 grams or 0.375 troy ounces — the standard unit used by jewellers and Sarafa markets across Pakistan.
What is the difference between the Sarafa rate and the international spot rate?
The international spot rate is the XAU/USD gold price converted to PKR at the open-market dollar rate. The Pakistan Sarafa rate includes a local premium of Rs 2,000–8,000 per tola for import duties, transport, and local market conditions. The Sarafa rate is what you actually pay at a jeweller. This page is the only resource in Pakistan showing both rates side by side.
How is the gold rate set in Pakistan?
The gold rate is set daily by the Pakistan Sarafa Association based on the Karachi Sarafa Bazaar. Each morning the association publishes an official bulletin rate for 24K gold per tola. All other karats and all other cities adopt this Karachi benchmark. The rate is derived from the international XAU/USD spot price converted at the prevailing USD/PKR rate, plus a local premium.
Which city has the cheapest gold rate in Pakistan?
Karachi has the lowest gold rate as the Sarafa benchmark origin. Other cities carry a small additional premium — Rs 50–250 per tola for major cities like Lahore, Islamabad, and Faisalabad, rising to Rs 300–400 per tola for remote regions like Gilgit and Skardu, reflecting genuine transport costs. The real cost difference between cities lies in jewellers' making charges, which vary far more than the metal rate.
What is the Zakat nisab for gold in Pakistan?
The Zakat nisab for gold is 7.5 tolas (87.48 grams) of 24K gold. At today's Sarafa rate, this equals approximately Rs 3,225,000. Gold holdings exceeding this amount that have been held for one full lunar year are subject to 2.5% Zakat.
Reviewed & Maintained by
Muhammad Raheel Alam
Financial Compliance Specialist
Financial Compliance Specialist with expertise in Pakistan's financial markets, commodity pricing, and regulatory frameworks. Muhammad monitors Pakistan Sarafa Association bulletins daily and ensures all rate data on this page is verified against the official Karachi benchmark before publication.
Risk Warning: The Financial Products offered by IQ Option include Contracts for Difference ('CFDs') and other complex financial products. Trading CFDs carries a high level of risk since leverage can work both to your advantage and disadvantage. CFDs may not be suitable for all investors because it is possible to lose all of your invested capital. You should never invest money that you cannot afford to lose. Gold rate data on this page is sourced from the Pakistan Sarafa Association daily bulletin and international market feeds. Rates are for informational purposes only and may not reflect the exact price at any individual jeweller or dealer.